Overdraft Loan

Overdraft Loan is designed to provide working capital for business, allowing customers to withdraw an amount of money that is greater than balance shown in their current account under a pre-approved limit. This credit facility is ideal to overcome temporary liquidity shortage.  

Product Features

  • Loan amount: Greater than USD 50,000 or equivalent to KHR
  • Interest rate: 0.95% to 0.73% per month
  • Loan term: Up to 12 months
  • Repayment mode: Bullet Payment


  • The company is operating well and has regular income
  • Must have a valid company identification document from the relevant ministries
  • Have accurate financial statements
  • Have real estate as collateral or other guarantee letters and have supporting documents to prove legal ownership

Required Documents

  • Certificate of Incorporation from MoC
  • Documents about the business income


  • KB PRASAC reserves the right to change terms and conditions with prior notice to the client as required by law.
  • Other terms and conditions apply.

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