Loan against Term Deposit

Customers who have term deposit account at KB PRASAC Bank can apply for Loan Against Term Deposit in case of need of urgent cash to use immediately without having to close term deposit account before maturity date and​ losing​ the​ accrued​ interest.​ You can apply for this loan via KB PRASAC Mobile, get instant approval automatically, no need to come to the bank, no need to fill out an application or documents.

Product Features

  • Loan amount: Up to 95% of Term Deposit balance
  • Loan Currency: USD/KHR
  • Interest rate: 0.90% per month
  • Loan term: Up to 72 months
  • Repayment mode: Flexibility according to cash flow

Requirements

  • Be a majority aged 18 to 65 years old
  • Have Term Deposit Account (single owner)
  • Be KB PRASAC Mobile user
  • Must apply via KB PRASAC Mobile on working days from Monday to Friday from 6:00 AM to 6:00 PM

Required Documents

  • Term Deposit Certificate (if applied via branch)

Note:

  • KB PRASAC reserves the right to change terms and conditions with prior notice to the client as required by law.
  • Other terms and conditions apply.

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