Unfixed Deposit Account

It is another type of savings account with offering higher interest rate than normal savings account. You can perform any banking transactions such as withdrawal, fund transfer, Cash-Code or fund transfer to non-account, water, electricity and school bill payments, and mobile top-up with free of charge. You also receive ATM card and activate KB PRASAC Mobile for managing your cash easily at anytime and anywhere.

Interest Rate

CurrencyKHRUSD
Interest Rate per Annum2.50%2.50%

Product Features

FeaturesDescriptions
Initial DepositNot required
Minimum BalanceKHR 400,000 or USD 100
Interest PaymentInterest is accrued daily and paid at the end of each month automatically into your account or when closing the account
Account Opening#list#
– KB P​R​A​SAC​ ​Mobile​​​
– All KB PRASAC branch offices
– Individual Account: Single Account or Joint Account
– Corporate Account: Requires the formal decision from company’s board of directors base on its by-law.
Deposit#list#
– Via KB PRASAC Cash Deposit Machines 24/7
– At any KB PRASAC office during business hours
– KB P​R​A​SAC​ ​Mobile​​​
Withdrawal#list#
– Via KB PRASAC ATM 24/7
– At any KB PRASAC office during business hours
– KB P​R​A​SAC​ ​Mobile​​​
Fund Transfer#list#
– Self transfer via KB PRASAC Mobile or ATM anytime and anywhere
– Fund transfer to non-account
– At any KB PRASAC office during business hours
– Fund transfer within KB PRASAC branches and across some banks and MFIs in Cambodia
Withholding Tax#list#
– Resident 4%
– Non-resident 14%
Account Information CardFree of charge
Savings PassbookKHR 12,000 or USD 3 for the first issuance or new request when lose or damage or full printing
Additional Service#list#
– No fee for the request of account statement, ATM card, and activates KB PRASAC Mobile
– KHR 40,000 or USD 10 for the issuance of a bank cheque or bank confirmation per 1 sheet

Account opening requirements

  • Any majorities (Khmer or Expatriate) whose age from 16 years old
  • Individual Account: A customer has to provide the original and valid identification document
  • Corporate Account: Related documents of institution, company, school or government entity
  • Customer has to have legal income generating activities, no crime convictions or other crimes

Note:

  • For individual and corporate clients except banks and financial institutions.
  • KB PRASAC reserves rights to change interest rate and fee with prior notice to the client as required by law.
  • Other terms and conditions apply.

Related Products

Employee Savings Account
Employee Savings Account
Merchant Savings Account
Merchant Savings Account
Term Deposit Account
Term Deposit Account
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